Overview

If you purchased a new automobile and/or homeowners insurance policy and/or renewed such a policy from Farmers Insurance Company, Inc., Farmers Insurance Exchange, Fire Insurance Exchange, and/or Mid-Century Insurance Company between September 28, 1999 and September 28, 2002, you were eligible to receive benefits from a class action settlement.

Plaintiffs filed a lawsuit contending that Defendants violated the Fair Credit Reporting Act (FCRA) by not providing sufficient “notice of the adverse action.” Defendants deny these allegations. The case has now been settled.

The Settlement provided for each eligible Class Member to receive a Credit Report Code which allowed Class Members to access and review, at no cost, their individual consumer credit report maintained by Equifax for accuracy.

In addition, each Class Member who certified online online that they reviewed their individual consumer credit report for errors and inaccuracies would receive a thirty-five dollar ($35.00) payment.

What Are My Options?


IF YOU RECEIVED A NOTICE PACKET CONTAINING THE AUGUST 29, 2011 DEADLINES IF YOU RECEIVED A NOTICE PACKET CONTAINING THE SEPTEMBER 12, 2011 DEADLINES
  • SUBMIT A CLAIM FORM: This was the only way to receive certain benefits of the Settlement, if you were eligible. The deadline to submit a Claim Form to the Settlement Administrator was December 28, 2011.
  • EXCLUDE YOURSELF: The deadline to exclude yourself from the Settlement was August 29, 2011. If you excluded yourself, you will not be eligible for any benefits. You will keep your right to sue on your own regarding any claims that are part of the Settlement.
  • OBJECT: Class Members who wanted to present objections to the Settlement must have done so by August 29, 2011.
  • DO NOTHING: You will not receive a Credit Report Code or a monetary award. You gave up your right to sue on your own regarding any claims that are part of the Settlement.
  • SUBMIT A CLAIM FORM: This was the only way to receive certain benefits of the Settlement, if you were eligible. The deadline to submit a Claim Form to the Settlement Administrator was December 28, 2011.
  • EXCLUDE YOURSELF: The deadline to exclude yourself from the Settlement was September 12, 2011. If you excluded yourself, you will not be eligible for any benefits. You will keep your right to sue on your own regarding any claims that are part of the Settlement.
  • OBJECT: Class Members who wanted to present objections to the Settlement must have done so by September 12, 2011.
  • DO NOTHING: You will not receive a Credit Report Code or a monetary award. You gave up your right to sue on your own regarding any claims that are part of the Settlement.

Fairness Hearing

The United States District Court for the Western District of Oklahoma held a Fairness Hearing on September 29, 2011 and granted Final Approval of the Farmers FCRA Settlement. You can review a copy of the Minute Order Granting Final Approval of Class Action Settlement and the Final Judgment and Order of Dismissal on this website on the Court Documents page.




Important Dates
DateDeadline
August 29, 2011
[Expired]*
Exclusion/"Opt-Out" Deadline
(postmarked)
August 29, 2011
[Expired]*
Objection Deadline
(postmarked)
August 29, 2011
[Expired]*
Deadline to Submit Notice of Intent to Appear and Speak at the Fairness Hearing
(postmarked)
September 29, 2011
at 9:00 a.m.
[Approved]
Fairness Hearing
December 28, 2011
[Expired]
Claim Form Deadline
(postmarked)

* Please note, if you received a Notice Packet that contains the September 12, 2011 deadlines, you had until September 12, 2011 to exclude yourself from or object to the Settlement.

Your Options

  • To find out additional details regarding this Settlement, please read the Notice